Your privacy matters to us. This calculator operates entirely client-side - no personal data, calculations, or inputs are transmitted to external servers or stored remotely. All computations happen locally in your browser, ensuring complete data sovereignty. We don't track, collect, or monetize your financial information. Your calculation history remains exclusively on your device and can be cleared anytime via browser settings.

We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and disclose information about you when you use our website and services. By using our website, you agree to the collection and use of information in accordance with this policy.

Information Collection and Use

We do not collect any personal identifiable information from our users. All calculations are performed locally on your device, and no data is transmitted to our servers. This means your financial data and inputs remain entirely private and secure on your device.

Log Data

We do not collect Log Data (information that your browser sends whenever you visit our website). Since all operations are client-side, there is no server-side logging of your activities.

Cookies

We do not use "cookies" to collect information. The only local storage used is for saving your theme preference (light/dark mode), which is non-personal and entirely optional.

Security

The security of your information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. However, as stated, we do not collect any personal information, which inherently minimizes any security risks related to your data.

Changes to This Privacy Policy

This Privacy Policy is effective as of September 9, 2025, and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Privacy Policy at any time. Your continued use of the service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.